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Afreum Terms of Use, Privacy Policy, and Cookie Policy
You must agree to Afreum's Terms of Use and Privacy Policy to use this website. Afreum is a token-based ecosystem that utilizes the Stellar Blockchain to provide financially-inclusive applications and services primarily to disenfranchised people around the world.
Due to the openess of the Internet, the decentralized nature of the ecosystem, the complexity and constant evolution of crypto regulations, and risk factors related to blockchain applications, it is your responsibility to verify that your use of Afreum does not break any laws and regulations in your jurisdiction that prohibit the use of such services.
Please read the Terms of Use, Privacy Policy, and Cookie Policy below carefully. By clicking the "I AGREE" button at the bottom of this page, and using the website, you agree to the Terms of Use, Privately, and Cookie Policy, and absolve, and indemnify, the developers from any legal responsibility for any outcomes related to your use of the website.
TERMS OF USE
Your use of Afreum websites and applications (including https://afreum.com), and other domains or sites to which you may be linked or forwarded to (collectively, the "Afreum websites and applications") are subject to these Terms of Use. By accessing or utilizing these sites you agree to these Terms of Use. These terms may be changed from time to time, so please check periodically to ensure you understand the terms covering your use of the Afreum websites and applications.
Afreum is developed by a diverse group of developers who are passionate about using blockchain technology to promote financial inclusion for people around the world, particularly in Africa. The terms "we" and "our" as used herein refer to the developers collectively.
What we provide
Afreum is an ecosystem of websites and applications that provides access to accounts and services on the Stellar blockchain at https://stellar.org. Afreum is reliant on the availability, reliability, and integrity of the underlying Stellar blockchain. Use of the accounts and services offered through the Afreum websites and applications may be subject to additional terms and conditions indicated within the websites and applications.
Please note that, other than select information which is encrypted, any information you post to Afreum (whether directly through our site, via links with other social networking websites) may become instantly publicly viewable and you should not submit information that you consider confidential.
Who Our Services Are for
Use of the Afreum websites and applications is available to all persons age 18 and over, located in jurisdictions were the activities engaged in on the Afreum websites and applications are non-regulated, or are legal for individuals and business, and who agree to these Terms of Use. Afreum may not be used for purposes not in accordance with local law.
Rights Reserved
We reserve the right to cancel accounts of users who violate the Terms of Use. This right does not extend to accounts or addresses created on the Stellar blockchain.
Disclaimers
Our services are provided as is, and we don't warrant or represent the continued availability of our services. In addition, some of our services are currently in 'beta' stage and may contain bugs, errors and mistakes causing the services not to work, or to work other than as intended. We expressly disclaim each and every warranty, implied or express, including without limitation any warranty of merchantability or fitness for a particular purpose.
While we have the right to monitor activity and content associated with the Afreum websites and applications, we are not obligated to do so. We do not guarantee the accuracy, integrity or quality of any content or data submitted by users, or provided by third parties, to the Afreum websites and applications. Under no circumstances will we be liable in any way for any content, including, but not limited to any errors or omissions in any content or data, or any loss or damage of any kind incurred as a result of the use of, access to, or denial of access to any content or data on the Afreum websites and applications. We also rely on a third party blockchain, and third party data and services from time to time. These services are provided by other entities and we make no guarantees or warranties on them.
Indemnity
By accepting these Terms of Use, you agree to indemnify and otherwise hold harmless Afreum developers, any legal entities associated with the project and their managers, officers, employees, agents, subsidiaries, affiliates and other partners, and successors and assigns from any direct, indirect, incidental, special, consequential or exemplary damages resulting from i) your use of the Afreum websites and applications; ii) unauthorized access to or alteration of your data, information, and communications with or through the Afreum websites and applications, or iii) any other matter relating to the Afreum websites and applications. Any business transactions which may arise between users from their use of the Afreum websites and applications are the sole responsibility of the users involved, and we disclaim any and all responsibility for such transactions. YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN NO EVENT WILL OUR TOTAL CUMULATIVE LIABILITY EXCEED US $50.00.
Trademarks
Afreum and the Afreum logo, and the logos for each, and other logos and names relating to our products, services, and tokens are trademarks and intellectual property. You agree not to display or use these trademarks in any manner without our prior written permission.
Digital Millennium Copyright Act
It is our policy to respond to valid DMCA takedown notices of alleged copyright infringement. These notices must include all of the information below, as suggested by the U.S. Digital Millennium Copyright Act. Our response to valid takedown notices may include removing the infringing material, and suspending subscriber accounts. We will also contact the owner of the affected site so that they may make a counter notification. To file a notice of infringement with us, you must provide a formal communication (by regular mail or email) that includes the items specified below.
- Identify in sufficient detail the copyrighted work that you believe has been infringed upon. This means a link to the original work, or a description of what is being copied
- Identify the material that is infringing on the work in item #1. This means the link to the Afreum website or application with the material on it
- Provide your contact information, preferably email and phone number
- Include the statement: "I have a good faith belief that use of the copyrighted materials described above as allegedly infringing is not authorized by the copyright owner, its agent, or the law."
- Include the following statement: "I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed."
Send this information to:
How to Contact Us
Should you have other questions or concerns about these Terms of Use, please send us e-mail at [info @ afreum.com].
Miscellaneous
You will not attempt to reverse engineer, decompile or otherwise reconstruct our software code, whether the code relating to our websites or our products and services, and you agree not to re-face or link to any Afreum website or application within a frame in a manner designed to represent or imply that any of our products or services are your or another third party's product or service. These Terms of Use and any claims arising out of or related to use of the Afreum websites and applications or any of our products or services shall be governed by the internal laws of the Hong Kong Special Administrative Region (without regard to the choice-of-law or conflict-of-law provisions of any jurisdiction). Any and all such claims shall be heard in the relevant courts of the Hong Kong Special Administrative Region, which shall be the sole and exclusive venue for litigation arising out of these Terms of Use or use of Afreum websites and applications, or products or services. You agree to personal and subject matter jurisdiction of such courts and hereby waive any challenge to such jurisdiction based upon forum non conveniens or the like. You agree that we may move such exclusive venue by updating these Terms of Use, including in connection with a change in our jurisdiction or acquisition by third party. The section titles of these Terms of Use are displayed for convenience only and have no legal effect. Please send any questions or comments, or report violations of these Terms of Use, to [info @ afreum.com].
PRIVACY POLICY
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used.
Please note that participation in the Afreum website and applications is primarily a public activity and much of the information you post to any Afreum website, and applications (whether directly through our site or via links with other social networking websites), or any transactions you make on the Stellar blockchain, is instantly publicly viewable. Therefore, you should not submit information that you consider confidential. We maintain the privacy of your email address submitted to us in your profile in the event that such a profile was not made public by you (and unless you enter such information as your username or in the text of your entries to user areas), but other information you provide should be considered nonconfidential and available for viewing by others.
Also, please note that information provided through facebook or other social networks, or for publication on fan pages, mobile apps or websites may be subject to different privacy policies which may vary materially from these terms applying to our web sites.
The Information We Collect
Any information gathered by us is used to customize the experience for you the user, and is not shared or sold to any third parties. You may elect to store certain information on the Stellar blockchain in order to access certain apps and services but such information will be encrypted with keys you provide, and can be decrypted only with your key. Afreum does not have access to such encrypted information except with your permission.
Our Commitment to Data Security
To prevent unauthorized access and maintain data accuracy, we use industry standard methods to safeguard and secure the information we collect online, although you recognize that data transmitted online or stored in a facility to which online access is provided cannot be made to be 100% secure. We believe in protecting your information just as we would want our information protected.
In the event that personal information is compromised as a result of a breach of security, we will promptly notify those persons whose personal information has been compromised as may be required by applicable law.
Please note that information you enter for your user profile or in your posts may be accessed and viewed publicly and therefore you should not post information that you consider confidential or that you do not want distributed publicly. Although in some areas you will have the ability to edit or delete information, please note that even this information may have been cached on servers, cut and pasted or otherwise incorporated into other posts or for other uses, and so once information is posted you should consider that it may be publicly available perpetually, and in different locations and/or media than your original submission.
Notifications
It is our policy to provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to our users via email notice, or through conspicuous posting of such notice on an Afreum website or application, as determined by us in our sole discretion. Notwithstanding the foregoing, we reserve the right to determine the form and means of providing notifications to our users.
Child Protection
We do not offer services to, or target, persons under the age of 18. In compliance with the Children's Online Privacy Protection Act, we will purge any information we receive from people we believe to be children under 18 from our database and cancel the corresponding accounts.
How You Can Access or Correct Your Information
You can access your personally identifiable information that we collect online and maintain by connecting a Stellar address and "Editing" your profile. Your password may be needed to edit this information, even if you are already logged in. We use this procedure to better safeguard your information.
To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections. The main form of identity management is your Stellar public address, and in limited cases your email address. Please always use a valid and up-to-date Stellar public address and email address.
Use of User Information
Information you provide to us about yourself, or that we collect and infer based upon your entries and posts to an Afreum website or application may be used to improve your user experience, or to provide or suggest targeted services. We may collect IP addresses for the purpose of personalising your user experience. However, except as legally required, we will NOT sell or provide your email address, IP address, cookies, address or phone number to third parties for advertising or other purposes.
Afreum is a blockchain platform. By nature, our platform helps our customers create, manage, and use accounts on third-party blockchains.
COMPLIANCE
Access to your Personal Information.
You have a right to access, modify, correct and request that Afreum internally delete any Personal Information provided to or obtained by Afreum. If you update, modify or correct any Personal Information, we may keep copies of your Personal Information prior to such update, modification or correction for uses provided for in this Policy. You may update, modify or correct your Personal Information via different sections of Afreum websites and applications, depending on specific use cases. Alternatively, you may contact [info@afreum.com] for updates, modifications and corrections to your Personal Information, or to request access to your Personal Information.
Retention Of Your Personal Information.
You may request internal deletion of your Personal Information at any time by contacting Afreum in the manner provided on Afreum websites and applications. Afreum will endeavor to respond to your request in a timely manner. Please note, however that Personal Information you have published on Facebook or other social channels may remain available even if you request that such information be internally deleted by Afreum. Once a request to delete an Afreum user's Personal Information is received, it will be removed from our servers within 60 days.
Protection of Your Personal Information.
Any Personal Information that you provide to Afreum will be protected in a commercially reasonable manner.
Notice of Breach of Security.
In the event of a security breach that affects you Afreum will notify you as soon as possible on both the nature of the breach and the actions taken to address it.
How to Contact Us
Should you have other questions or concerns about these privacy policies, please send us email at [info@afreum.com].
COOKIE POLICY
Our websites and applications do NOT use cookies by default, but third party scripts and services used on the websites and applications may use cookies. By continuing to use our application, you agree and consent to the storing of first-party and third-party cookies on your device. Please note that the refusal of such cookies may impact your user experience. For more information, please refer to our detailed Privacy Policy.